Artful Business Consultants understand that clutter and disorganization of finances can result in more than an emotional toll. Mismanagement can cost plenty in late fees, penalties and fines in addition to damaging your credit rating that can have longer-term negative consequences. Artful can help – we can do as much or as little as you wish from paying your bills to taking care of your elder loved one’s financial situation when they can no longer take care of it themselves.
Artful Business Consultants use several tools (e.g. family budget, cash flow projections, and monthly reconciliation) and teach clients the techniques and discipline to regain control of their personal finances.
By using these tools, clients are able to get assistance in the following areas:
- Reviewing and paying household bills, budgeting and record keeping
- Assistance with cheque writing
- Balancing chequebooks, bank accounts
- Offering second opinions regarding household issues and unexpected situations
- Handling day-to-day financial transactions such as home repair, routine maintenance and emergency medical expenses
- Determining current and long term cash flow needs by analyzing income and expenses
- Protection from the danger of debt
- Reducing and/or consolidating debt
- Identifying funds for investment opportunities